IVF Costs: Guide to Grants, Financing & Fundraising for IVF Treatments


Because ART doesn’t just imitate life, it creates it.

By Meghan S.

Starting a family is a thrilling time in a couple’s life. Love is in the air, and you can almost hear the pitter patter of tiny toes across the kitchen floor. Of course, like many things in life, growing your family isn’t always as easy as you would have hoped.
With so much to think about and plan already- What kind of swaddle? College funds?- it seems unimaginable that the very act of conceiving your precious babe would prove more difficult than all the birthdays and milestones you’ve been planning in your head. While it may seem like it at times, as social media bombards you with scroll after tap of pregnancy announcements and shower invites, know that you aren’t alone in this.
It’s estimated that 10% of American women of childbearing age are diagnosed with infertility. If you or someone you know has been hit with this disheartening news, it’s important to be informed about what lies ahead, and what you can do to help.

Which fertility treatment option is best suited for you?

After researching possible causes and working with your doctor, you’ve finally come to terms with the fact that a natural conception is probably not in the cards. That’s the hardest part. Now, it’s time to weigh your options and forge ahead with a new plan for the type of Assisted Reproductive Technology (ART) that’s right for you.

1) Fertility Medications:  There are five commonly prescribed drugs to treat female infertility that often serve as the first step along the path to conception. These aren’t for everyone, however, as depending on the health and age of the patient, certain complications can arise.


2) IUI (Intrauterine Insemination): This method is a common choice for male-factor infertility and proves less expensive and less invasive than IVF, or In Vitro Fertilization. That said, many studies show that it can take multiple attempts before conception is achieved and with each cycle costing about $3,000, what seems like a more affordable option can add up quickly


3) IVF (In Vitro Fertilization): More than three million babies have been born as a result of this incredible procedure. Together with an outstanding 41% success rate for women under 35, this is one of the most sought-after treatments available. With the high price tag of over $12,000 for one cycle of treatment, however, many couples prefer to explore other options first.


  3 Ways to Supplement the Costs of Your IVF Treatments. 

With only 15 U.S. states requiring ART to be covered by insurance plans, you’ll likely need to examine supplementary funding options

1) Grants for IVFA myriad of organizations offer financial assistance through the use of scholarships or grants. Each site specifies what requirements are needed so that it’s easy to determine if you or the couple you know are able to apply. 


  • The Cade Foundation offers a bi-annual scholarship called The Family Building Grant which awards up to $10,000 to help cover fertility treatments and adoption costs.
  • Parental Hope provides the chance to receive one of of two different grants to help finance fertility treatments carried out at the Institute for Reproductive Health.
  • Baby Quest Foundation is a 501 C(3) organization offering grants to help offset the high price of medications required while undergoing treatment.

2) IVF Financing & Shared-Risk Programs: These solution-oriented organizations focus on helping couples manage their finances as they navigate the process of ART.


  • Lending Club provides loans for your specific medical needs and creates personalized payment plans to help make overwhelming costs more manageable.
  • Shady Grove Fertility offers discounts on treatments if a pregnancy or live birth doesn’t occur within a specified period of time.
  • Glow First  helps facilitate peer-to-peer assistance through an app downloaded right to your mobile phone. Members each contribute $50 a month and at the end of each cycle, the proceeds are split amongst those who did not yet get pregnant.

3) Crowdfunding for IVF: This method of fundraising is gaining popularity in recent years as people everywhere are getting more comfortable with utilizing their support networks to raise the funds they need to cover these pricey treatments. Over 3 million dollars have been raised on GoFundMe alone amongst the 1,700 IVF campaigns created since 2010.


 Here are just a few IVF crowdfunding campaigns that will bring hope to your heart and a tear to your eye.


 Double Trouble



After eight years of marriage and four years of trying for the baby they so badly yearned for, Courtney and Briger Harrison had exhausted their options-and their savings account. Seeing the emotional toll that this absence was taking on her best friend, Shianne Chambers stepped in with a plan. She created a GoFundMe campaign that explained their plight. Within 6 months, they raised enough funds to help them pay for their IVF costs, and were blessed to find out they were expecting not only one, but two bundles of joy! These bouncing babes will join them just in time for the holidays in 2017.


Rachael Rogers and her husband, Matthew, had been trying everything under the sun to get pregnant. After months of experimenting with everything from vitamins and vacations to acupuncture and faithful prayers, they decided they were ready to call in the experts. After a disheartening diagnosis of endometriosis, they knew it was time to try IVF, but were weary of the $20,000 price tag placed on their dream. Rachael started a GoFundMe campaign where she could share their story with the community. In just three short months, the couple reached their goal and used the $20,225 in donations to fund their medical costs. Today, the are joyfully expecting a little baby girl and couldn’t be any more grateful.

After seven years of marriage, Shane and Toni knew they were a perfect match. Already parents to Shane’s young son, they loved their little family, but yearned for a baby of their own. After watching the couple fight to conceive for years, Shane’s brother, Brad, decided to step in and help. Boasting how he just knew his sister-in-law would be “the world’s greatest mother”, Shane started a GoFundMe campaign so that this loving couple could afford the cost of undergoing IVF. Raising $2,000 in the very first day, the campaign continued to gain momentum and ultimately provided them with over $10,000 to put towards their treatments. The Gardners have blissfully announced that they’re growing a “little plum” to add to their family tree.

Start an IVF Fundraising Campaign: See how today you can help someone you love grow their family.

We interact with hundreds of people in this life. From co-workers to in-laws, to the adorable couple you see walking their dog each night, we have the ability to to make an impact on the people who enrich and fill up our lives. The significance of that impact can vary, depending on how we choose to engage. Sure, maybe it’s simply offering a friendly smile, or remembering a birthday, but what if there was more that could be done?
Show your loved one, friend, neighbor, spouse, how much you care by starting a campaign to fund their dream of conception. We already know it takes a village to raise a baby, so perhaps for some, it takes a village to conceive one, too.
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